|
 BAY AREA
GROUP INSURANCE
Providing
Bay area with small group health insurance at an affordable rate,
Blue Shield offers
Bay Area a wide range of group health insurance
benefits for your company and
employees by providing affordable medical plans.
Bay Area Insurance offers Blue Shield which has one
of the largest networks in California and means when employees switch to Blue Shield, they
often keep the same doctors.
For existing members, it means a wider
selection when it's time to
change doctors or see a specialist.
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Small Group Plans (2 to
50)
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Midsize Group Plans (51 to 299)
-
Large/National Group
Plans (300+)
| We offer a
variety of
comprehensive
coverage plans
to help meet the
diverse needs of
your employees.
Your employees
can choose one
or a combination
of plans. Our
health plans
give your
employees
choice,
flexibility and
control over
their well-being
at each stage of
their lives.
Take a look at
the options we
offer small
groups. For
additional
information
contact us. |
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Access+ HMO®
Plans
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| Our Health
Maintenance
Organization
(HMO) plans
provide low,
fixed copayments
for our widest
range of
benefits,
including
preventive care,
inpatient and
outpatient
hospital
services and
emergency care.
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Local Access+
HMO®
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| We extended
the HMO family
of plans with
two Local
Access+ HMO
plans. These
plans provide
coverage through
an exclusive
physician
network in five
Southern
California
counties1 while
still offering
comprehensive
employee
coverage. |
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Added AdvantageSM
POS Plan
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| Our Point of
Service (POS)
plan delivers
the convenience
and predictable
costs of our
HMO, and access
to our extensive
PPO provider
network. |
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Shield Spectrum
PPOSM
Plans
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| Preferred
Provider
Organization
(PPO) plans
provide direct
access to the
physicians and
specialists in
our preferred
provider
network, plus
the option to go
out of network.
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Active ChoiceSM
Plans
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| These plans
provide
comprehensive
coverage for
employees while
keeping
employer's
healthcare costs
lower. |
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Shield SavingsSM
Plans
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| Our Shield
Savings plans
are
high-deductible
health plans and
are compatible
with
tax-advantaged
Health Savings
Accounts (HSA).
The plans offer
affordable
monthly dues, a
wide range of
benefits subject
to the
deductible and
access to our
broad PPO
network. |
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Access Baja® HMO
Plans
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| These plans
are specially
designed for
employees of
California
businesses
seeking
healthcare
coverage for
themselves or
their dependents
in Baja
California,
Mexico. |
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PlanSelectSM
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| PlanSelect
is the most
flexible program
available for
employers.
Groups of 2 to
50 enrolled
employees can
pick any
combination from
2 to
29 different
plans for
thousands of
possible
combinations,
with no
pre-defined plan
inclusions.
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Suite Deal
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An exciting
program for
small group
employers,
offering a
package of 11
Blue Shield
health plans.
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Dual
Choice and
MultiPlan
Packages |
| Dual Choice
allows employers
with two or more
eligible
enrolled
employees to
match any one of
Blue Shield’s
Access+ HMO®
plans (with the
exception of our
Access Baja
plans) with one
of our flexible
Shield SpectrumSM
PPO, Active
ChoiceSM,
Added Advantage
POSSM or
HSA-eligible
Shield SpectrumSM
PPO Savings
plans. |
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| Blue Shield
no longer offers
MultiPlan
Packages (MPPs)
to new employer
groups.
However,
employers with
existing MPPs
can renew with
their existing
package or
transfer to
PlanSelect. If
you are a new or
renewing client
and are
interested in
offering
multiple plans
to your
employees,
please see PlanSelect.
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CaliforniaChoice
Program |
| The
CaliforniaChoice
program enables
small group
employers to
offer their
employees
multiple health
care plans
through a single
party
administrator.
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Access+ HMOSM
Plans
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| Our
Health
Maintenance
Organization
(HMO) plans
provide low,
fixed
copayments
for our
widest range
of benefits,
including
preventive
care,
inpatient
and
outpatient
hospital
services and
emergency
care. |
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Access+ HMO®
SaveNetSM
Plan
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| We've
taken our
popular
Access+ HMO
benefit
design and
paired it
with a
smaller
physician
network to
lower rates
for you and
your
employees.
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Shield
Spectrum PPOSM
Plans
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Preferred
Provider
Organization
(PPO) plans
provide
direct
access to
the
physicians
and
specialists
in our
preferred
provider
network,
plus the
option to go
out of
network. |
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Core Flex
Plans
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| Now you
can buy our
lowest-rate
PPO-based
plan for
medical and
add dental
or vision
coverage in
a package
that also
offers your
employees
the option
to buy a
higher level
of benefits.
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Active
ChoiceSM
Plans
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| These
plans
provide
comprehensive
coverage for
employees
while
keeping
employer's
healthcare
costs
lower. |
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Shield
Spectrum PPO
Savings
Plans
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| Our PPO
Savings
plans offer
affordable
monthly
dues, a wide
range of
benefits
subject to
the
deductible
and access
to our broad
PPO network
– plus
they're
compatible
with
tax-advantaged
Health
Savings
Accounts. |
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Medicare
Prescription
Drug Plan
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| Blue
Shield of
California
Medicare Rx
Plan, our
Medicare-approved
prescription
drug plan
for
Medicare-eligible
Californians. |
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Added
Advantage
POSSM
Plan
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| Our
Point of
Service
(POS) plan
delivers the
convenience
and
predictable
costs of our
HMO, and
access to
our
extensive
PPO provider
network. |
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Access BajaSM
HMO Plan
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| This
plan is
specially
designed for
employees of
California
businesses
seeking
healthcare
coverage for
themselves
and/or their
dependents
in Baja
California,
Mexico. |
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PlanSelectSM
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| Mix and
match up to
three plans
for
thousands of
possible
plan
combinations,
with no
pre-defined
plan
inclusions. ; |
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Vital ShieldSM
Plus plans* provide
the vital health
coverage you
need with a range of
deductible options
and $30 office visit
copayments. And this
PPO plan family
offers you
affordable and
simplified coverage
and protects you in
case of major
medical events, such
as hospitalization.
These plans are
available for
individuals only
and are limited to
basic benefits, like
no maternity, so
that you don't pay
for services you
don't expect to use. |
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| Blue
Shield
understands
the unique
needs of
large and
multi-state
employers,
and we
deliver the
access,
service and
credibility
you're
looking for
in a health
plan. |
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| Find out
how we
provide
consistent
and superior
results.
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Products &
Capabilities
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| We offer
a wide range
of plans,
services and
flexibility
to meet your
unique
needs. |
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Network
Strength
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Employees
have access
to one of
the largest
networks in
California
and across
the United
States. |
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Service &
Support
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| Our
account
management,
plan
administration
and member
services set
us apart. |
| We're
committed to
providing
the highest
service for
members.
Find out
about our
accreditation |
Disease
management,
health
improvement
and other
programs
help keep
employees
well. |
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Strength &
Stability
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We have
a long track
record of
providing
service,
stability
and
innovation
for large
employers. |
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Essential plans
simplify getting the
coverage you need by
combining medical,
dental, and vision
benefits
all in one plan.
These
individual-only
plans are ideal for
individuals who
don't need expensive
full coverage that
includes maternity
and brand-name
drugs. |
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